Services
Everything finance, under one roof
Most clients start with bookkeeping and tax, then add payroll or CFO support as they grow. You only pay for what you use.
Core services
Three ways we help
From $450 / monthBookkeeping and monthly close
Bank and card reconciliations, accruals, receipt matching and a monthly financial package by the 10th.
Included in Growth and CFOBusiness and personal tax
S corp, partnership and C corp returns, owner 1040s, Minnesota and multi-state filings, quarterly estimates.
From $3,200 / monthFractional CFO
Budgets, forecasts, pricing, financing and board reporting from a senior finance partner.
In detail
What is included
- 01
Monthly bookkeeping
Every account reconciled, every transaction categorised and every question asked in one weekly batch, not twenty emails.
- QuickBooks
- Xero
From $450 / mo - 02
Payroll and contractor filings
Gusto setup, Minnesota withholding and unemployment filings, year-end W-2s and 1099s.
- Gusto
- 1099s
From $95 / mo - 03
Business tax returns
Forms 1120-S, 1065 and 1120 with Minnesota M4 and M8, prepared and partner-reviewed.
- S corp
- Partnership
From $1,450 / yr - 04
Owner tax returns
Your personal 1040 and M1, coordinated with the business so nothing slips between the two.
- 1040
- M1
From $650 / yr - 05
Sales and use tax
Minnesota sales tax registration, monthly or quarterly filings and economic nexus reviews for online sellers.
- Minnesota
- Nexus
From $85 / mo - 06
IRS and state notices
We read the letter, call the agency and write the response. Most notices are closed in under six weeks.
- Representation
From $350
Year-round tax planning
Tax planning happens in September, not April
Every Growth and CFO client gets a mid-year projection and a Q4 planning meeting. That is where the savings live: owner salary, retirement contributions, equipment timing and entity choice.
- Mid-year tax projection
- Q4 planning session before December 31
- Reasonable salary analysis for S corp owners
- Retirement plan comparison: SEP, Solo 401(k) or Safe Harbor
Fractional CFO
What a CFO partner actually does
Budget and forecast
An annual operating budget, rebuilt quarterly, with a monthly variance review.
Pricing and margins
Unit economics by product, customer and channel, so you know what to sell more of.
Banking and financing
Lender packages, covenant tracking and introductions to Twin Cities community banks.
Board and investor reporting
A clear monthly deck and a partner in the room for the hard conversations.
Not sure which service you need?
Tell us what is going on and we will recommend the smallest plan that solves it.